If you are enrolled in a Medicare Advantage Plan or a stand-alone Part D prescription drug plan, you should receive an plan "Annual Notice of Change" (ANOC) and/or Evidence of Coverage (EOC) from your plan each fall.
The ANOC includes any changes in coverage, costs, or service area that will be effective January 1st of the next year.
You, as a plan member, should receive this notice by the end of September and they will explain any changes that your plan will be making in the upcoming year. These changes can include information about changes to your plan’s list of covered drugs (formulary), copays, coinsurance, deductibles, other health benefits, and/or premium costs. It is important for you to read your mail from your plan to see if there are any changes that affect you. Review any changes to decide whether the plan will continue to meet your needs in the next year.
Note: Medicare Insurance information can be overwhelming and confusing to many people. As an independent licensed agent I can explain things to you in simple terms so you feel comfortable making a decision. Then I can help you choose and enroll in a plan that you feel fits your needs.
By the way, it doesn’t cost you any more if you enroll in a Medicare Insurance plan through me as an independent agent versus directly with an insurance company either over the phone or via the Internet, since I get paid by the insurance companies for your enrollment. Plus you will have personalized service by a local agent. If you would like my assistance, please call me at 941-404-5334.
By calling this number, I understand I will be directed to a licensed insurance sales agent.
Source: Courtesy of Insurance Associates Group