If the doctor or hospital accepts “assignment” (meaning Original Medicare Part A and Part B), then the Medicare Supplement (also known as Medigap) would pay out the claim. It does not matter which Medicare Supplement insurance company you have.
However, not all doctors accept Original Medicare, so in that circumstance the Medicare Supplement would NOT pay out the claim. Although relatively rare in Florida, due to the large senior population, some doctors may chose not to accept Original Medicare, therefore your Medicare Supplement would not cover that provider either.
With a Medicare Supplement plan, you can use any doctor in the United States, as long as they accept Original Medicare.
Note: Medicare Insurance information can be overwhelming and confusing to many people. As an independent licensed agent I can explain things to you in simple terms so you feel comfortable making a decision. Then I can help you choose and enroll in a plan that you feel fits your needs.
By the way, it doesn’t cost you any more if you enroll in a Medicare Insurance plan through me as an independent agent versus directly with an insurance company either over the phone or via the Internet, since I get paid by the insurance companies for your enrollment. Plus you will have personalized service by a local agent. If you would like my assistance, please call me at 941-404-5334.
By calling this number, I understand I will be directed to a licensed insurance sales agent.