Medicare - Questions To Ask When Enrolling


Where do I call or visit to enroll in Medicare or just ask questions:

You can visit your local Social Security Office or you can call the National Social Security Hotline at 800-772-1213. The locations of Social Security Offices can be found by clicking this web link www.ssa.gov


Questions to ask when enrolling into Medicare:

Keep in mind Medicare coverage is divided into parts. (See related web links below.)

  1. When will my Medicare coverage begin?
  2. What will I be paying for Medicare coverage?
  3. How will I pay for my Part B premium?
  4. How will Medicare work with any other health coverage I have?


Questions to ask when you have another type of insurance coverage:

Note: Only people covered by large group health plans from current employers can delay Medicare Part B enrollment without paying a late enrollment penalty.
Examples: 
a) If you are 65 or over and have a large group health plan that your (or your spouse’s) employer employs 20 or more employees. 
b) If you have Medicare due to a disability and have a large group health plan that your (or your spouse’s) employer employs 100 or more employees.

  1. Will my current insurance coverage allow me to delay Medicare enrollment?
  2. When should I enroll into Medicare if I am delaying now?
  3. How will delaying enrollment now affect when I can enroll into Medicare in the future?
  4. How will delaying enrollment now affect my Medicare premium later?
  5. What information and documents will I need to provide to Social Security when I do enroll into Medicare?


Note: if you visit a Social Security Office, ask for a receipt that reflects the your visit. If you call Social Security, ask the representative to send you a record of your call. Always, write down the representative’s name, the date, the time of day and what the representative said.


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Note: Medicare Insurance information can be overwhelming and confusing to many people. As an independent licensed agent I can explain things to you in simple terms so you feel comfortable making a decision. Then I can help you choose and enroll in a plan that you feel fits your needs.

By the way, it doesn’t cost you any more if you enroll in a Medicare Insurance plan through me as an independent agent versus directly with an insurance company either over the phone or via the Internet, since I get paid by the insurance companies for your enrollment. Plus you will have personalized service by a local agent. If you would like my assistance, please call me at 941-404-5334.

By calling this number, I understand I will be directed to a licensed insurance sales agent.

Please take a few seconds to read what my actual clients have to say about my personalized service in their own words by clicking this link. Insurance Agents Reviews