Link below to an article from Wall Street Journal's Marketwatch by Robert Powell, advising folks to reconsider on how to handle their planning for retirement and not to just depend on Social Security. Basically saying if you’re retired, don’t worry; if you’re under 40, worry!
http://www.marketwatch.com/story/if-social-security-is-plan-a-its-time-for-plan-b-2012-04-25