In this Omaha.com article by Steve Jordon (World-Hearald staff writer), it provides insight with statistics on the gender gap between men and women with life insurance.
The article mentioned that fewer women than men have life insurance. (52 percent to 62 percent.) Women have policies with 31% less dollar coverage than men.
The article goes on to mention further that a life insurance death benefit claim doesn’t always make a family rich, but that money can help by providing time to adjust to being a one income family. That extra time can make a difficult transition manageable, rather than desperate.
Many married couples don’t think ahead regarding that a wife’s work at home can’t be replaced inexpensively. Also that if a wife dies, the husband may have to take more time off work for family duties, in addition to hiring outside help.
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