Some out of pocket expenses that Medicare may not cover are described in this Encore article by Anne Tergesen. The article suggests you ask doctors whether you are considered inpatient or outpatient when going to the hospital. The status known as being under “observation care” can cause problems to arise because that is considered outpatient for billing purposes. However being outpatient can have other consequences, such as when being discharged from the hospital and if rehabilitative services are needed, Medicare won’t pick up the tab, which can be significant! Also different copayments, etc. can be affected for outpatient versus inpatient.
Source: Encore article by Anne Tergesen.
Although the web link is no longer accessible, I listed the original source web link anyway: http://blogs.marketwatch.com/encore/2013/07/31/fighting-a-costly-medicare-loophole/
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