Medicare - What Happens If You Missed Your Initial Enrollment Period?

Did you have employer insurance through a current job or your spouse’s job at the time you became eligible for Medicare?

If yes:

You may be eligible for a "Special Enrollment Period," which means you can enroll in Medicare without penalty at any time while you have group health coverage and also for 8 months after you lose your group health coverage or you (or your spouse) stop working, whichever comes first. 

If no:

You can apply for Medicare during the General Enrollment Period, between January 1 and March 31 of each year. Your coverage will start the following July and you will have to pay a Part B premium penalty. 

Note: It is best to contact the Social Security office find out information for your specific situation.

Social Security (800-772-1213)

Note: Medicare Insurance information can be overwhelming and confusing to many people. As an independent licensed agent I can explain things to you in simple terms so you feel comfortable making a decision. Then I can help you choose and enroll in a plan that you feel fits your needs.

By the way, it doesn’t cost you any more if you enroll in a Medicare Insurance plan through me as an independent agent versus directly with an insurance company either over the phone or via the Internet, since I get paid by the insurance companies for your enrollment. Plus you will have personalized service by a local agent. If you would like my assistance, please call me at 941-404-5334.

By calling this number, I understand I will be directed to a licensed insurance sales agent.

Please take a few seconds to read what my actual clients have to say about my personalized service in their own words by clicking this link. Insurance Agents Reviews