It all depends on your particular situation.
Some people get Part A & Part B automatically
You may qualify for Medicare Part A (Hospital Insurance) and Medicare Part B (Medical Insurance) if one of the following applies to you:
- I'm already getting benefits from Social Security or the Railroad Retirement Board (RRB).
- I'm under 65 and have a disability.
- I have ALS (Amyotrophic Lateral Sclerosis, also called Lou Gehrig's disease).
- I live in Puerto Rico and get benefits from Social Security or the RRB.
If you get Medicare automatically
If you're automatically enrolled, you'll get your red, white, and blue Medicare card in the mail 3 months before your 65th birthday or your 25th month of disability.
Some people need to sign up for Part A & Part B
You need to sign up for Part A and Part B if:
- You aren't getting Social Security or RRB benefits (for example, because you're still working).
- You qualify for Medicare because you have End-Stage Renal Disease (ESRD).
- You live in Puerto Rico and want to sign up for Part B (you automatically get Part A).You must already have Part A to apply for Part B.
To read more click on the web link below:
https://www.medicare.gov/basics/get-started-with-medicare/sign-up/ready-to-sign-up-for-part-a-part-b
Related Blog Post:
Medicare Part B Initial Enrollment Information
Note: Keep in mind if you don’t enroll in Medicare Parts A, B or D before the time limit of when you are first eligible for each Part, you may have to pay late penalties depending on your individual situation. If you are not sure of when you have to enroll by to avoid penalties, call the Social Security office to find out in advance!
Note: Medicare Insurance information can be overwhelming and confusing to many people. As an independent licensed agent I can explain things to you in simple terms so you feel comfortable making a decision. Then I can help you choose and enroll in a plan that you feel fits your needs.
By the way, it doesn’t cost you any more if you enroll in a Medicare Insurance plan through me as an independent agent versus directly with an insurance company either over the phone or via the Internet, since I get paid by the insurance companies for your enrollment. Plus you will have personalized service by a local agent. If you would like my assistance, please call me at 941-404-5334.
By calling this number, I understand I will be directed to a licensed insurance sales agent.