What is a Medicare Supplement Trial Right Guaranteed Issue right and how does it work?
First, a Medicare Supplement Trial Right Guaranteed Issue is a right that you may possibly qualify for. That right, if you qualify, may allow you to switch to a Medicare Supplement from a Medicare Advantage plan WITHOUT having to go through medical underwriting. (Meaning you won’t have to answer eligibility questions in order to get approved.) Otherwise without the Trial Right Guaranteed Issue and if you had/have some specific health issues, depending on what they are, your Medicare Supplement application may result in a denial of coverage.
There are several rules in order to qualify for this right, some but not all are listed below:
1. Source: CMS Choosing a Medigap Policy: A Guide to Health Insurance for People with Medicare
Note: Medicare Insurance information can be overwhelming and confusing to many people. As an independent licensed agent I can explain things to you in simple terms so you feel comfortable making a decision. Then I can help you choose and enroll in a plan that you feel fits your needs.
By the way, it doesn’t cost you any more if you enroll in a Medicare Insurance plan through me as an independent agent versus directly with an insurance company either over the phone or via the Internet, since I get paid by the insurance companies for your enrollment. Plus you will have personalized service by a local agent. If you would like my assistance, please call me at 941-404-5334.
By calling this number, I understand I will be directed to a licensed insurance sales agent.