I felt this New York Times article by Austin Frakt was very interesting. The article infers from research that Medicare Advantage plans cost about 6% more to the taxpayers, but that Medicare Advantage plans outperform traditional Medicare by offering higher quality.
My personal feelings are that there isn’t one type plan that fits everybody. It really depends on your individual circumstances, budget, current health, and feelings about using in-network doctors, etc. Medicare Advantage may be great for one person, and a Medicare Supplement with a Prescription Drug Plan may be the best option for another person. I never steer my clients towards one type plan or the other. I present their options and let them choose what they feel is best for their particular situation.
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Note: Medicare Insurance information can be overwhelming and confusing to many people. As an independent licensed agent I can explain things to you in simple terms so you feel comfortable making a decision. Then I can help you choose and enroll in a plan that you feel fits your needs.
By the way, it doesn’t cost you any more if you enroll in a Medicare Insurance plan through me as an independent agent versus directly with an insurance company either over the phone or via the Internet, since I get paid by the insurance companies for your enrollment. Plus you will have personalized service by a local agent. If you would like my assistance, please call me at 941-404-5334.
By calling this number, I understand I will be directed to a licensed insurance sales agent.