Medicare - Which Is Primary & Which Is Secondary?


There are many factors that determine whether Medicare is primary (pays first) or secondary (pays second) and it will depend on your specific situation.

If you have Medicare and other health insurance or coverage, each type of coverage is called a "payer." When there's more than one payer, "coordination of benefits" rules decide which one pays first. The "primary payer" pays what it owes on your bills first, and then sends the rest to the "secondary payer" to pay. In some cases, there may also be a third payer.

I have included several web links below for easy access to help determine which fits your situation best and explains in more detail.

To find out which one applies to you click on the web links below:



Explanation


       This web link below is to a PDF document you can download from Medicare.gov.



Click link below for related Blog Post:

Medicare - Which Insurance is Primary? (Medicare or Employer Coverage?)


Note: Medicare Insurance information can be overwhelming and confusing to many people. As an independent licensed agent I can explain things to you in simple terms so you feel comfortable making a decision. Then I can help you choose and enroll in a plan that you feel fits your needs.

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