This StarHerald article by Irene North mentions how important life insurance is, even at young ages.
Stating that when you’re young, life insurance is one of the last things you think is necessary in your life. Yet, every year, families suffer from the loss of a family member with no safety net to help them.
Many people don’t even think about purchasing homeowners insurance or auto insurance, yet they purchase those types of insurance almost automatically each renewal period. Although when it comes to life insurance, not always so much! Material things can be replaced, but when you die with no life insurance to protect your loved ones financially, that is pretty final and can leave your survivors in desire consequences.
The article goes on to say that for those under age 25, it is a great time to invest in life insurance, since they are generally very healthy at that age and the cost is very inexpensive compared to later in life.
Another good point made in the article is that even while most people agree having life insurance is important, we are experiencing the lowest level of ownership in 50 years and even those that do have coverage have far less than experts recommend.
Online searching is great for some things, but for life insurance and financial planning it is really best to sit down with a professional who can make it easier to understand, and also make some recommendations.
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Note: Life Insurance information can be confusing to many people. As an "independent licensed agent" I can explain things to you in simple terms so you feel comfortable making a decision. Then I can help you choose a life insurance policy, from many choices of different insurance companies, that you feel fits your needs. Plus if you choose to work with me you will have personalized service by a local agent that can shop premium quotes for you. If you would like my assistance to discuss and/or start the process of getting you insured please call me at 941-404-5334.
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